Title Details

HOWARD S. DVORKIN is the founder of Consolidated Credit Counseling Services, Inc., a leader in the debt-counseling arena. He is a certified public accountant, a certified credit counselor, and a noted financial expert on consumer credit, personal financial planning, and tax strategies. As an expert who examines consumer credit trends, causes and effects of financial overextension, Dvorkin has contributed to numerous print publications and broadcast outlets including CNN, CBS Evening News, The Early Show, FOX News, the Wall Street Journal, the New York Times, USA Today, Money magazine, Consumer Reports, the American Banker, and virtually every newspaper in the country. Dvorkin earned his master's degree in business administration from the University of Miami and his bachelor of science degree in accounting from American University in Washington, D.C.

PREFACE.

Chapter ONE: Assessing the State of Your Finances.

Chapter TWO: What to Do about Your Debts.

Chapter THREE: Debts That Deserve Special Attention.

Chapter FOUR: Using Credit Responsibly.

Chapter FIVE: Credit Reporting Agencies, Credit Reports, and Credit Scores.

Chapter SIX: Rebuilding Your Credit History and Your Financial Future.

Chapter SEVEN: Your Money Rights.

Appendix A: Budgeting Worksheet.

Appendix B: Your Household Budget.

Appendix C: Helpful Resources.

Appendix D: About Consolidated Credit Counseling Services, Inc.

GLOSSARY OF TERMS.

INDEX.

ABOUT THE AUTHOR.